COVID-19 Emergency Relief and Federal Student Aid


On Dec. 22, 2021, the U.S. Department of Education (ED) extended the student loan payment pause through May 1, 2022.
The pause includes the following relief measures for eligible loans:

  • a suspension of loan payments
  • a 0% interest rate
  • stopped collections on defaulted loans



  • Direct Loans (defaulted and nondefaulted)
  • Federal Family Education Loan (FFEL) Program loans held by ED (defaulted and nondefaulted)
  • Federal Perkins Loans held by ED (defaulted and nondefaulted)
  • Defaulted FFEL Program loans not held by ED
  • Defaulted HEAL loans


To Apply

If your loans are eligible, your loan payments were automatically paused and your interest rate set to 0% starting March 13, 2020. This payment pause, also known as the administrative forbearance, will end May 1, 2022.

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Ends May 1, 2022